Banking and financial services
| TAKING ADVANTAGE OF MARKET CHANGES | ||
Nowadays, the payments sector has to face many challenges that radically change traditional electronic payments. The seeding-up of internationalisation, the SEPA, the regulatory and technological constraints, and emergence of new actors lead banks to mutualise their resources but also to rethink certain economic models.
Therefore, the market of acceptance and merchant acquiring is strongly affected. Atos Worldline provides banks with differentiating services that meet the requirements of a highly segmented typology of merchants (from mass-market merchants to large retailers) while taking into account the growing number of interaction points (Distance Selling, Internet, Mobile Phone, Store, Terminal, Checkout).
Likewise, the issuing market is constantly changing. Atos Worldline's payment cards management solution combines its expertise in the field of electronic payments and its know-how in the management of customer contact channels. This platform consists of independent modules that are combined according to the functionalities required by a type of a card (prepaid card, gift card, corporate card, payroll card, remittance card etc.).
Expertise
Acceptance & Acquiring for further information
» Face-to-face payment management
» Remote payment management (Sips)
» Management of SEPA mandates and direct debits
» IT processing of acquiring operations
» Authorisation at Point of Sales - Routing - Transaction processing – Commission billing
» Payment solution provider (Remote data collection, MPC, Back Office, Web portal, etc.)
» Technical interface - e-RSB, Visa, Mastercard Automatic clearing house interface
» Development of innovative payment solutions (IP Payments, Thin POS Terminal, etc.)
» Development, sale, rental and installation of payment terminals
» Global management of ATMs/Interactive terminals
Issuing for further information
» Card management system: debit, credit, corporate, purchase cards
» Rechargeable, international, cobranded prepaid cards
» Contactless payment, mobile payment
» Payment solutions dedicated to e-commerce : virtual cards, rechargeable accounts
» Strong authentication - 3D Secure solutions
» International Payment Platform
» Issuer authorisation server
» Interbanking systems (SICB)
» SEPA Ready solutions